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Palladium High Value Home Insurance

Versatile Buildings & Contents Insurance designed exclusively for affluent high net worth individuals

The Palladium High Value Home insurance policy provides superior quality cover and service which is tailored to suit your individual needs.

If you would like to discuss your requirements then please give us a call or request a callback.

 

Palladium Buildings Insurance

Palladium High Value Home Insurance provides first class buildings cover for prestigious properties and includes cover for swimming pools, garages, stables and all domestic outbuildings.

Buildings insurance is available for property with a minimum sum insured of £250,000 and provides the following additional cover:

Up to £10,000 trespass protection

Up to £7,500 towards the cost of tracing escape of water or oil from any fixed domestic water or heating installation

Alternative accommodation for up to 2 years

Up to £10,000 towards the cost of essential alterations to your home as a result of permanent physical disability of any member of your family

Contents and Valuables

Comprehensive worldwide all risks* including accidental loss or damage for the contents of your home including:

Up to £10,000 any one claim for relatives effects in a nursing/residential home

Up to £5,000 any once claim for students possessions

Up to £5,000 quad bikes, sit in toys and miniature vehicles (provided Road Traffic Act cover is not obligatory)

Up to £10,000 for hired in marquees for up to 7 days

Up to £10,000 credit cards

£1,500 for loss or damage to money anywhere in the world

Up to £25,000 single article limit for fine art and antiques

Up to £10,000 single article limit for jewellery, watches and guns

Up to 20% of the sum insured or £25,000 for up to 30 days for new acquisitions and gifts

Property owners, public and personal liability - up to £5m

Employers Liability - up to £10m

Identity Fraud

 

 

Who is it for?

What is covered?

Why you need it?


Owners of High Value Rural or City Homes with:
  • Prized collections of antiques
  • Fine art
  • High end electronic equipment
  • Expensive jewellery
  • Swimming pools
  • Stables

Worldwide All Risks including:
  • Minimum sums insured - Buildings only £250,000 Contents only £75,000 (exc jewellery, watches and furs)
  • Combined buildings and contents £300,000
  • Fine art and antiques, single article limit of £25,000
  • Jewellery, watches and guns, single article limit of £10,000

To protect You, Your home and contents from:
  • Theft by Third Parties
  • Fire and Water Damage
  • Malicious and Accidental Damage
  • Public Liability Claims
  • Legal Expenses
  • Enable you to pay any damages you may be liable for

Additional Benefits Include

Palladium Insurance

 

  • A discounts available for combined buildings and contents insurance
  • Family legal expenses up to £50,000
  • Home assistance for domestic emergencies
  • 24 hour helpline

Only available via a broker. A very exclusive range of versatile home insurance designed for owners of extremely high value homes and possessions. Buildings of any age or construction will be considered.

High single article limits of £10,000 for valuables & £25,000 for art, antiques. Optional benefits include annual travel insurance and golfers package




Other Information

All risks means that we cover the usual perils of fire, storm, flood etc, but the cover extends to include other accidental damage that may occur to your home or possessions.

We do need to know if your home will be unoccupied for more than 60 continuous days and cover will exclude damage from escape of water and oil, theft and malicious damage unless we agree otherwise.

If you have any questions about the palladium policy call us on 0207 112 8940