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Tradesman Insurance

A comprehensive and flexible business insurance package designed specifically for tradesman.  A policy designed to meet the demands and needs of tradesman operating without their own business premises who wish to insure against some of the risks which may be encountered whilst running their business.

If you would like to discuss your requirements then please give us a call or request a callback.

 

 

Tradesman & Contractors

A comprehensive and flexible policy offering excellent levels of cover at competitive prices. The following is automatically included:

Public and Products Liability.

Employers Liability £10m.

Legal Costs.

If required the following optional covers are available:

Tools and Business Equipment - for loss or damage.

Contract Work, Own and Hired in Plant - covers own and hired plant equipment and cover for the materials and works undertaken during the contract.

Personal Accident - will pay compensation to principals, directors and their employees, in the event of injury.

Commercial Legal Expenses.

Employers Liability can be extended to include temporary employees.

FAQ's

What is Public Liability?

Public Liability provides cover for your legal liability to pay damages, claimants costs and expenses in the event of accidental death or bodily injury caused to third parties or damage to their property.

Do I need Employers Liability?

If you employ staff it is a legal requirement for you to have employers liability insurance.

How much employer's liability will I need?

You must be insured for at least £5m. Most insurers offer cover of at least £10m.

What is goods in transit?

Provides cover for goods or materials whilst they are being transported from one place to another.

 

 

 

Who is it for?

What is covered?

Why you need it?


For small businesses and sole traders without their own premises who carry out a variety of work at third party locations.

The core cover is business liability to third parties and employees but there are also optional covers available including:
  • Tools and Business Equipment
  • Contract Works and Plant
  • Personal Accident
  • Legal Expenses

Tradesman & Contractors insurance is needed to protect you against the public, clients or even employees making a claim against you for an injury or for property damage

Additional Benefits Include

Home Insurance

  • Public liability of £1m, £2m, £5m or £10m
  • Employers liability at £10m
  • Optional tools cover

It is imperative they have public liability insurance, giving them the comfort, that they are covered for any financial implications that result from unforeseen circumstances due to their negligence.




Other Information

To request further information or request a quote please telephone The Insure Group on 0207 112 8940 where a member of our staff will take your details.